If you have United Healthcare for your health insurance in Texas, your plan may include coverage for drug rehab and/or other types of inpatient or outpatient drug treatment.
United Healthcare offers several types of both employer-provided and community-based plans within the state of Texas, and is the third-party administrator for HealthSelect of Texas and Consumer Directed HealthSelect plans. Whether you are a Medicare or Medicaid patient, or if you have coverage through your employer, you may be eligible to have your drug rehab covered by United Healthcare in Texas.
Of course, like with any health insurance plan, your specific coverage will depend upon the type of plan you have, and this information can be gleaned from your health insurance provider.
United Healthcare is pleased to provide a wide range of coverage options that residents of Texas can access when seeking care for chemical dependence and certain co-occurring mental health conditions. Although United Healthcare has ceased participation in the health insurance exchange created by the Affordable Care Act within the state of Texas, they do provide coverage for many residents across the state.
At Starlite Recovery Center, we know that health insurance questions arise during the admissions process, and we work to ensure that our clients understand their coverage prior to beginning treatment at our center. We are happy to work with individuals and families to answer any questions you may have about the financial aspects of receiving care.
What Types of Drug Rehab Does United Healthcare Cover?
Depending on the individual’s drug of choice, the duration that he or she has been abusing drugs and/or alcohol, and several other factors such as physiological makeup and physical health, treatment needs can vary vastly from person to person. Comprehensive drug rehab can include detoxification or detox services, full-time inpatient care, partial hospitalization programming, outpatient therapy, and more. Therefore, a person’s treatment plan may consist of services that his or her health insurance plan may or may not cover, and Starlite will partner with you and your family so that you are aware of your coverage during your time with us. Our admissions staff understands just how complex health insurance benefits can be, and we will act as a liaison between the client and United Healthcare to verify benefits prior to beginning treatment. We can begin the process before you ever arrive at our center, as long as you have your insurance card accessible when contacting us.
How Much of the Cost of Drug Rehab is Covered by United Healthcare?
As is the case with all health insurance policies, there are limits to certain types of benefits for United Healthcare patients. Some plans limit the amount of times one can access a particular type of care or service within a given calendar year, while others place limits on the length of time a person can stay in residential treatment during a certain interval of time. Others place monetary limits on coverage, meaning that certain plans have a maximum benefit amount for certain types of care.
At Starlite Recovery Center, we know the strength it takes to decide to pursue treatment for chemical dependence, and we seek to remove any challenges you have to accessing care. Our admissions team is available to answer any questions you may have about using your United Healthcare insurance for our services, or to shed light on any other aspect of our programming.
What Can I Do if United Healthcare Doesn’t Cover All of My Drug Rehab Needs?
Helping you understand your fiscal commitment prior to accessing treatment is one of the many services that Starlite provides to our incoming clients. We want you to focus on your recovery during your time with us, rather than on fears about what treatment will cost. Therefore, we will verify your benefits for you, and can create a payment plan for any outstanding balance that may exist. You may be pleasantly surprised by just how much your United Healthcare plan covers, and we will ensure that there are comfortable funding options available to you for whatever services are not covered by your insurance.
How Can I Confirm my United Healthcare Benefits?
While recovery can be challenging at times, verifying your benefits is easy. Simply contact United Healthcare directly, or call our center to speak with an admissions counselor who can verify your benefits on your behalf. By having a clear understanding of your coverage and the out-of-pocket expenses you may incur during treatment, you will have the ability to make the best decision for yourself or a loved one about the financial aspects of treatment at Starlite in Texas.
Coverage Questions & Information
Each individual will have a unique set of needs when it comes to finding the appropriate care to overcome the symptoms of addiction. Therefore, it will be highly important to review one’s coverage before beginning treatment so that each party’s financial responsibility can be understood. United Healthcare is happy to answer questions from patients and providers alike, and they are available via the 800 number located on the back of your insurance card.